South Western Kentucky EDC
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Small Business

  • The Kentucky Small Business Investment Credit (KSBIC) – (PDF)
    The KSBIC program is designed to encourage small business growth and job creation by providing a nonrefundable tax credit to eligible businesses hiring one or more eligible individuals and investing at least $5,000 in qualifying equipment or technology. With certain exceptions, most for-profit businesses with 50 or fewer full-time employees are considered eligible for this program. The KSBIC program is limited to allocating a total of $3 million in tax credits per state fiscal year.
  • Small Business Loan Program (PDF)
    The Small Business Loan Program is designed to help small businesses acquire funding needed to start or grow their small business. A small business must be engaged in manufacturing, agribusiness, or service and technology. Loan funds may be used to acquire land and buildings, purchase and install equipment, or for working capital. The minimum loan amount is $15,000 and the maximum is $100,000. The approved company must create one new full-time job within one year of the loan closing. KEDFA can fund up to 100% of the project costs and the loan can be used in conjunction with other lenders. The term of the loan can range from 3-10 years.
  • Kentucky Microenterprise Loan Program (PDF)
    Provides technical assistance and business loans, up to $50,000, to entrepreneurs in 25 Kentucky counties that formerly had no access to such a program. Funds may be used for, among other purposes, working capital, equipment purchases and inventory purchases.
  • U.S. Small Business Administration
    Federal agency that provides a number of guaranteed loan and other financial assistance programs to small businesses.


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RECENT NEWS

Jul 17, 2017

Pad-Ready Site Work Starts at Cadiz I-24 Business Park
Look no further for Industrially-Zoned Property with Interstate access Cadiz, Kentucky – Development work commenced last week on a 15…
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Jun 25, 2017

Superior Graphite Celebrates 100 Year Anniversary
Superior Graphite, the thermal purification company on Calvin Drive, celebrated its 100th birthday and 40th year in Hopkinsville with an…
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Jun 20, 2017

Ebonite Celebrates 50 Years In #SWKy
On Monday, Ebonite International celebrated its 50th anniversary in Hopkinsville with music, factory tours and games, at its factory on…
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